This Privacy Policy governs the manner in which United Mortgage Advisors, Inc. collects, uses, maintains, and discloses information collected from users (each, a “User”) of the https://www.unitedmortgageadvisors.com website (“Site”). This privacy policy applies to the Site and all products and services offered by United Mortgage Advisors, Inc.

Personal Information Collection

We may collect personal information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, subscribe to the newsletter, respond to a survey, fill out a form, and in connection with other activities, services, features, or resources we make available on our Site. Personal information may include names, social security numbers, e-mail addresses, phone numbers, home data including pricing and outstanding loans, and other data as requested or provided.

Non-personal Information Collection

We may collect non-personal information about Users whenever they interact with our Site. Non-personal information may include the browser name, the type of computer, and technical information about Users’ means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

Web browser cookies

Our Site may use “cookies” to enhance User experience. User’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. Users may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

Browsing the Website

As you browse the Website, we may record certain data about your visit. This data does not include any personally identifiable information and cannot be traced back to you unless you choose to identify yourself and/or your access history. Data collected may include your IP address, operating system, browser type, time, date, and page visits, where you came from, and other such non-personal information.

How We Use Collected Information

United Mortgage Advisors, Inc. may collect and use Users’ personal information for the following purposes:

• To improve customer service: Information you provide helps us respond to your customer service requests and support needs more efficiently.
• To personalize user experience: We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.
• To improve our Site: We may use feedback you provide to improve our products and services.
• To run a promotion, contest, survey, or other Site feature.
• To send Users information they agreed to receive about topics we think will be of interest to them.
• To send periodic emails: If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email or User may contact us via our Site.

Data Sharing with Third Parties

We take the privacy of your information seriously. We do not share personal data with third parties for marketing or promotional purposes. The information provided by Users is utilized solely to deliver the services requested, such as processing mortgage applications and providing customer support. We only share information with third parties when necessary to fulfill these services, such as with:

• Appraisal companies
• Credit agencies
• Mortgage insurance companies
• Title and escrow companies
• Hazard Insurance Companies
• Lenders

We may also disclose information as required by law or legal action, or in the good-faith belief that disclosure is necessary or required by law or legal process.

Security Practices

We adopt appropriate data collection, storage, and processing practices and security measures to protect against unauthorized access, alteration, disclosure, or destruction of your personal information, username, password, transaction information, and data stored on our Site.

When you submit sensitive information via the website, your information is protected both online and offline. Wherever we collect sensitive information (such as a social security number), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for “https” at the beginning of the address of the web page. While we use encryption to protect sensitive information transmitted online, we also protect your information offline. The computers and servers in which we store personally identifiable information are kept in a secure environment.

Your Access to and Control of Information

You may opt out of any future contacts from us, or change the information we have on file for you, at any time. You can do the following at any time by contacting us via the mailing address, email address, or phone number given on our website:

• See what data we have about you, if any.
• Change/correct any data we have about you.
• Have us delete any data we have about you.
• Express any concern you have about our use of your data or its security.

Third-party websites

Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors, and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites that have a link to our Site, are subject to that website’s own terms and policies.

Compliance with children’s online privacy protection act

Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our Site from those we actually know are under 13, and no part of our website is structured to attract anyone under 13.

SMS Disclosure

By submitting your phone number to United Mortgage Advisors, Inc., you are authorizing a representative of our company to send you text messages and notifications. Message frequency may vary. Message/data rates apply. Reply STOP to unsubscribe to a message sent from us, and HELP to receive help.

Changes to this Privacy Policy

United Mortgage Advisors, Inc. has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your acceptance of these terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

Contacting us
If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at:

United Mortgage Advisors, Inc.
2563 Toledo Blade Blvd #1
North Port, FL 34289
(941) 444-5458 | Info@UnitedMortgageAdvisors.com
This document was last updated on 08/02/2024