These Terms of Service (“Terms”) govern your use of the website located at https://www.unitedmortgageadvisors.com (“Site”) and any services provided by United Mortgage Advisors, Inc. (“Company”, “we”, “us”, or “our”). By accessing or using our Site and services, you agree to comply with and be bound by these Terms.
- Acceptance of Terms
By accessing or using the Site and services, you agree to be bound by these Terms and all applicable laws and regulations. If you do not agree with any part of these Terms, you are prohibited from using or accessing the Site and services.
- Changes to Terms
We reserve the right to modify these Terms at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. Your continued use of the Site and services after any changes constitutes your acceptance of the new Terms.
- Use of the Service
You agree to use the Site and services only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the Site and services. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within our Site.
- User Accounts and Account Representations
To access certain features of the Site, you may be required to create an account. When you create an account with us, you guarantee that you are above the age of 18 and that the information you provide is accurate, complete, and current at all times. You are responsible for maintaining the confidentiality of your account and password, including restricting access to your computer and/or account. You agree to accept responsibility for any and all activities or actions that occur under your account and/or password, whether your password is with our Service or a third-party service. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.
- Mortgage Brokerage Services
- Loan Application: By submitting a loan application or other request for mortgage services, you authorize United Mortgage Advisors, Inc. to share your information with potential lenders and other third parties as necessary to process your application.
- Credit History and Prescreened Offers: We may obtain a consumer’s credit history from a credit reporting agency with the appropriate consent. Credit reporting agencies may share consumer information upon that consumer applying for a loan through the Service. You may contact www.optoutprescreen.com or call (888) 576-8688 to stop receiving prescreened credit offers.
- No Guarantee of Approval: Submission of a loan application does not guarantee approval. All loan approvals are subject to underwriting guidelines, loan terms, and other criteria set by the lender.
- Third-Party Fees: You may be responsible for third-party fees incurred during the loan process, such as appraisal fees, credit report fees, and survey fees. These fees are non-refundable.
- Confidentiality
We are committed to maintaining the confidentiality of your personal information. Our Privacy Policy outlines how we collect, use, and protect your information.
- Limitation of Liability
To the maximum extent permitted by law, United Mortgage Advisors, Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (i) your use or inability to use the Site and services; (ii) any unauthorized access to or use of our servers and/or any personal information stored therein; (iii) any interruption or cessation of transmission to or from the Site and services.
- Governing Law
These Terms shall be governed and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the state and federal courts located in Florida for the resolution of any disputes arising out of or relating to these Terms or the Site and services.
- Miscellaneous Provisions
If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions will remain in full force and effect. These Terms constitute the entire agreement between us regarding our Site and services and supersede and replace any prior agreements we might have had between us regarding the Site and services.
- Your acceptance of these terms
By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.
- Contact Information
If you have any questions about these Terms, please contact us at:
United Mortgage Advisors, Inc.
2563 Toledo Blade Blvd #1
North Port, FL 34289
(941) 444-5458 | Info@UnitedMortgageAdvisors.com
This document was last updated on 08/02/2024